Privacy Policy

Last updated: October 2026

Money in Motion Ltd (“we”, “us”, “our”) operates the Money in Motion app and website. We are committed to protecting your privacy and handling your data in a clear and transparent way. If you have any questions about this policy, you can contact us at support@moneyinmotion.org.

1. What Money in Motion Does

Money in Motion is a budgeting and financial planning tool designed to help users organise their money using a simple structure (Bills, Spending, Savings & Sinking Funds). It is not a bank. It does not access your bank account. It does not provide financial advice.

2. Information Stored on Your Device

Money in Motion is designed as a local-first app. This means:

  • Your budget data is stored on your own device.

  • Your income, expenses, savings goals and debt details remain on your device unless you choose to enable cloud sync.

  • If you delete the app, local data may be permanently removed.

We do not have access to your local data unless you enable optional cloud sync.

3. Optional Account & Cloud Sync

You may choose to sign in using a one-time password (OTP) sent to your email address. If you do, we collect:

  • Your email address

  • A secure authentication identifier

  • Budget data required for syncing between your devices

Cloud data is stored using a third-party backend provider (Supabase). We use this data only to authenticate you and sync your budget across your devices. We do not sell your data, share your data for marketing, or use your data for advertising.

4. Website Forms, Free Tools & Email

Email list. When you sign up for email on this website or through one of our free tools, we collect your email address, your first name and, on some forms, your church’s name. From our free tools we also note which tool you used and, from the Baby Step quiz, your result. We use these only to send the emails described when you signed up. Our email list is run by our email service provider. Every email has an unsubscribe link at the bottom; use it any time and your details come off the list. We rely on your consent for this, and you can withdraw it at any time by unsubscribing.

Free tools. Our free tools (the Baby Step quiz, Debt Snowball Planner, Saving for Mission Builder and Christmas Without Debt) work in your browser. The figures and answers you type in stay on your device, and we never see them. When you sign up from a tool, we keep a record of the sign-up, including the exact wording you agreed to, in a private spreadsheet with our cloud workspace provider, so we can show you agreed.

Speaking enquiries. If you send a speaking enquiry, we collect your name, email address, church or organisation, town, rough timeframe, the kind of event, and anything else you tell us, such as attendance or your usual gift for a visiting speaker. It’s emailed straight to Jonathan by our website provider, and it doesn’t add you to any mailing list. We use it only to reply and arrange any booking, because you’ve asked us to.

We never sell your details.

5. Data We Do Not Collect

We do not collect:

  • Bank login credentials

  • Card numbers

  • Transaction feeds

  • Location data

  • Contacts

  • Biometric data

  • Advertising identifiers

Money in Motion does not track you across other apps or websites.

6. Analytics

At present, we do not use behavioural advertising trackers inside the app. If analytics are used in future, this policy will be updated.

7. How Long We Keep Data

Local data remains on your device until you delete it. If you create an account, your synced data remains stored until you request deletion. You can request deletion by emailing support@moneyinmotion.org from the email address used to sign in.

If you’re on our email list, we keep your details until you unsubscribe. We keep free-tool sign-up records while you’re subscribed and for up to 12 months after you unsubscribe. We keep speaking enquiries only as long as we need to reply and arrange any booking.

8. Your Rights (UK & EU Users)

You have the right to:

  • Request access to your personal data

  • Request correction of inaccurate data

  • Request deletion of your personal data

  • Object to processing

  • Withdraw your consent to emails at any time, using the unsubscribe link in any email

To exercise these rights, contact support@moneyinmotion.org.

If you’re unhappy with how we’ve handled your data, you can complain to the Information Commissioner’s Office at ico.org.uk. We’d appreciate the chance to put it right first, so please contact us.

9. Security

We take reasonable technical measures to protect your data. However, data stored on your device is protected by your device security, and no system can guarantee absolute security.

Some of the service providers we use may store or process data outside the UK. Where they do, we rely on the safeguards UK data protection law requires.

10. Children

Money in Motion is not directed at children under 13.

11. Changes to This Policy

We may update this policy from time to time. The latest version will always be available at https://moneyinmotion.org/privacy.

12. Data Controller & ICO Registration

Money in Motion Ltd is the data controller for the information described in this policy. We are a company registered in England and Wales (company number 16116580) and are registered with the UK Information Commissioner’s Office (ICO) under reference ZC199951. For any questions about this policy or your data, contact support@moneyinmotion.org.